政府宣布零九年重开四厘利息补贴计划，对未有物业的澳门永久居民自置居所，该房地产物业价值又在三百万元及以内，实行四厘利息补贴，置业者并可同时申请政府新增的提供首期两成担保，惟购房者至少需承担百分之十的首期，政府担保部分亦不超过该物业价值的百分之二十。此一担保与四厘利息补贴可同时生效。此外，政府也将向立法会提案继续实施首三百万元的不动产转移印花税的豁免（仅限于居住单位），且调低物业转移印花税至百分一，使之成为长期性的税务制度。行政长官何厚铧表明，在今后一段时间内都不考虑重开投资置业移民政策，但相信通过上述措施，既可协助青年、中产置业，纾缓公共房屋的供应压力，也可盘活楼市。

亦有业界人士表示，通过政府这些补贴政策逐步推行，加上楼价逐步回复合理水平，成交将会增加，市场自能盘活。在多种因素影响下，相信澳门楼市也不会一面倒向下插， 且楼市现时已去到一个合理的水平，无疑是置业的好时机。

政府宣佈零九年重開四厘利息補貼計劃，對未有物業的澳門永久居民自置居所，該房地產物業價值又在三百萬元及以內，實行四厘利息補貼，置業者並可同時申請政府新增的提供首期兩成擔保，惟購房者至少需承擔百分之十的首期，政府擔保部分亦不超過該物業價值的百分之二十。此一擔保與四厘利息補貼可同時生效。此外，政府也將向立法會提案繼續實施首三百萬元的不動產轉移印花稅的豁免（僅限於居住單位），且調低物業轉移印花稅至百分一，使之成為長期性的稅務制度。行政長官何厚鏵表明，在今後一段時間內都不考慮重開投資置業移民政策，但相信通過上述措施，既可協助青年、中產置業，紓緩公共房屋的供應壓力，也可盤活樓市。

亦有業界人士表示，通過政府這些補貼政策逐步推行，加上樓價逐步回復合理水準，成交將會增加，市場自能盤活。在多種因素影響下，相信澳門樓市也不會一面倒向下插， 且樓市現時已去到一個合理的水準，無疑是置業的好時機。

The government recently announced that the 4% Interest Rate Subsidy Scheme would be resumed early in 2009 for permanent residents buying their first home priced at MOP3 million or less. Homebuyers may concurrently apply for the government’s 20% guarantee for a mortgage loan, provided that the buyer makes at least 10% down payment for the purchase, and that the mortgage loan guaranteed by the government does not exceed 20% of the property’s purchase price.

In addition, the government is going to present a motion to the Legislative Assembly that it continue to exempt property transfer stamp duty on properties of up to MOP3 million on the first residential property transfer deal, and a decrease of stamp duty to 1% for other real estate transactions, and that these initiatives be incorporated into the tax regime on a long term basis. Chief Executive Edmund Ho made it clear that the previous Investment Immigration Scheme would not be resumed in the near future; instead, the above-proposed measures may help enable residential properties to become affordable to young and middle-class citizens, thereby relieving pressure on demands for public housing as well as reviving the stagnant property market.

The property industry feels confident that the government’s new subsidy schemes, with the return of property prices to a reasonable level, will stimulate property transactions and eventually revive the property market. It is believed Macao’s property market will not go into an irreversible decline. As current property prices have returned to a reasonable level, it is obviously a favourable time for home buying.